Yes folks if you are in retail, it's already past the time to be planning Christmas!  (The good news this year is that the closer we get to Christmas, the closer we are to the end of 2020!). So, back to that C-word, it's a word that strikes terror into the best business owner, marketer, or anyone working in retail but it's also the most wonderful time of the year with 40% of revenue for many businesses coming from the month of December alone. So let's start planning for a great end to 2020.